Koinly Review 2026 – Pricing, Plans & Features

Ameli

— 2 min read

Koinly has become one of the most popular crypto tax reporting tools available in 2026. It’s designed to simplify tax time by automatically importing transactions, calculating gains and losses, and generating reports tailored to different tax jurisdictions — all without heavy manual work.

💰 Pricing & Plans (2026)

Koinly uses a tiered tax‑year‑based pricing model, where you purchase a plan for a specific tax year and transaction volume. You can start with a free trial and only pay when you need to generate official tax reports.

🆓 Free Plan – $0

  • Import up to 10,000 transactions
  • Unlimited wallets/exchanges
  • View import data and gains estimates
  • Does NOT include downloadable tax reports
    👉 Ideal for trying Koinly and seeing what your tax situation looks like before paying.

📊 Newbie Plan – $49 per tax year

  • Up to 100 transactions
  • Includes tax reports (e.g., IRS Form 8949)
  • Unlimited wallets & exchanges
  • Portfolio tracking
  • Support for margin trading & DeFi assets

👉 Best for casual investors with light trading activity.

📈 Hodler Plan – $99 per tax year

  • Up to 1,000 transactions
  • All Newbie features
  • International tax reports for many countries
  • Comprehensive audit‑ready reports
  • Email + chat support included

👉 Great for moderate traders and HODLers with diversified activity.

💼 Trader Plan – ~$199 per tax year

  • Covers 3,000+ transactions
  • Includes everything in lower tiers
  • Ideal for high‑activity traders or multi‑exchange users

👉 Best for active traders, frequent DeFi users, and multi‑chain investors.

📌 Custom & Pro Options

Koinly can also tailor custom solutions for users with very large portfolios (e.g., 10,000+ transactions). These plans include add‑ons like extra transactions, daily sync, and dual nationality reports for multi‑country filers.

📌 How Pricing Works

  • You purchase plans per tax year where you want reports generated.
  • Each plan covers a specific transaction limit; if you go over, you can upgrade or buy add‑ons.
  • Plans are valid for 10 years, and you can generate reports anytime during that period.

🚀 Key Features in 2026

Koinly’s tax tools have expanded over the years and in 2026 include:

🔗 Broad Integrations

Connect with hundreds of exchanges, wallets, and blockchains via API or CSV, including centralized exchanges and DeFi protocols.

➡️ Unlimited wallets and exchange accounts across plans.

📊 Tax Reports for Many Jurisdictions

Koinly generates reports for countries around the world, including common forms like:

  • IRS Form 8949 & Schedule D (USA)
  • HMRC reports for the UK
  • Local capital gains reports for Canada, Australia, and Europe

It also supports multiple cost basis methods (FIFO, LIFO, HIFO, average cost) where relevant.

📈 Portfolio & Gains Tracking

Even on the free plan, you get:

  • Portfolio cost & value overview
  • Capital gains/losses preview
  • Tracking of assets across wallets and chains

📁 Advanced Transaction Handling

Supports:

  • DeFi activity (staking, yield farming, lending)
  • NFT transactions
  • Margin trades
  • Merged transactions to reduce count and cost

Koinly also excludes spam transactions and many small rewards from billable limits to keep users in a lower‑cost plan when possible.

📊 Add‑Ons & Extras

Beyond core plans, optional paid features include:
✔ Daily automatic syncing
✔ Dual nationality tax reports
✔ Expert review help for importing and cleaning data

👍 What Users Like (Strengths)

✔ Transparent pricing structure with predictable annual fees.
✔ Generous free tier allows large preview imports.
✔ Wide exchange & wallet support, including DeFi and cross‑chain assets.
✔ Supports multiple jurisdictions and cost basis methods, helpful for international users.

⚠️ Considerations (Limitations)

❗ Tax reports require paid plans — the free tier won’t let you download official files.
❗ Transaction limits can push costs up for highly active traders or long histories.
❗ Some users report occasional API sync issues or needing manual cleanup for complex transactions.
❗ You still need to file reports yourself; Koinly does not submit to tax authorities.

📌 Bottom Line

Koinly in 2026 remains one of the most user‑friendly and flexible crypto tax tools available. Its pricing is clear and tailored to your activity level, while powerful features help you track cross‑chain and DeFi transactions and generate professional tax‑ready reports. Whether you’re a casual investor or an active trader, Koinly gives you the tools to stay compliant and organized without manual spreadsheets.

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