Koinly Review 2026: Simplify Your Crypto Taxes With Koinly Software
Crypto tax season doesn’t have to be painful. In 2026, Koinly continues to be one of the most popular tools for automating crypto tax reporting — helping investors, traders, and DeFi users consolidate activity, calculate gains, and create tax‑ready reports without hours of spreadsheet work.
Whether you’re a casual HODLer or an active trader, this review breaks down pricing, plans, key features, and what makes Koinly stand out this year.
💸 Pricing & Plans (2026)
Koinly uses a tiered annual pricing model based on how many transactions you need to report. You can import and view your data for free, but official downloadable tax reports require a paid plan.
🆓 Free Plan
- $0 per tax year
- Track up to 10,000 transactions
- Unlimited wallets & exchanges
- Portfolio gains and summaries
- ❌ No downloadable tax reports
This lets you preview your tax liability before buying.
📊 Newbie — ~$49/Tax Year
- Up to 100 transactions
- Full downloadable tax reports
- Unlimited wallets & exchanges
- Portfolio tracking tools
Ideal for beginners or light traders.
🪙 Hodler — ~$99/Tax Year
- Up to 1,000 transactions
- All Newbie features
- Priority support & advanced reporting tools
Designed for diversified or moderately active users.
📈 Trader — ~$199/Tax Year
- Covers 3,000+ transactions
- Everything in lower tiers
- Best suited for frequent trading & DeFi usage
Perfect for active traders and heavy DeFi participants.
⚙️ Custom Plans
For very large portfolios (10,000+ transactions), Koinly offers custom pricing and add‑ons — useful for institutions or brokers.
🔍 Key Features in 2026
🔗 Extensive Integrations
Koinly now supports over 900 exchanges and wallets, and imports data automatically via API or CSV, bringing all your crypto activity into one dashboard.
📑 Tax‑Ready Reports for Multiple Jurisdictions
Generate ready‑to‑file tax reports tailored for tax authorities in 20+ countries — including IRS Form 8949, HMRC capital gains summaries, and others.
🛠️ Automated DeFi & NFT Support
Modern crypto activity like staking rewards, yield farming, and NFT sales is tracked automatically and included in gain/loss calculations — a huge time‑saver for Web3 users.
📊 Portfolio Analytics
Even on the free plan, you can view portfolio performance, track gains/losses across wallets, and monitor historical activity year‑round — not just at tax time.
🧠 Smart Transaction Matching
Koinly automatically matches transfers between your own wallets (so they’re not mistakenly taxed) and groups complex transactions for cleaner reporting.
👍 What Users Like
✔ Ease of use: Clean and intuitive interface even for beginners.
✔ Rich coverage: Supports thousands of cryptocurrencies and hundreds of platforms.
✔ Educational content: In 2026 Koinly expanded tax guides and help resources to boost first‑time onboarding success.
✔ Free preview: You can import your entire tax year before deciding to buy a plan.
✔ Localized reports: Country‑specific forms help with compliance around the world.
⚠️ What to Consider
❗ Paid plans required for official reports — the free version shows previews but won’t generate tax documents.
❗ Transaction limits can push some users into a higher tier simply due to volume, even if trading activity is minimal.
❗ Advanced DeFi may need review: Complex cross‑chain swaps or exotic DeFi may still require manual categorization.
❗ Security and login quirks: Some users report occasional login or syncing frustrations, though these are not widespread.
🧾 Final Verdict — 2026
Koinly remains one of the strongest crypto tax software options in 2026. Its broad integration support, automated reporting, and intuitive tools make it valuable for casual investors, active traders, and DeFi users alike. While tax document downloads require a paid plan, the ability to preview your entire tax year for free helps you decide with confidence.
If you want to simplify crypto taxes and reduce manual work, Koinly is still a top choice in 2026.