Koinly Review 2026: Pricing, Plans, and Features

Ameli

— 2 min read

Managing crypto taxes has become a must for investors and traders around the world — and in 2026, Koinly remains one of the most popular tax software tools designed specifically for cryptocurrency. Whether you’re a casual HODLer or an active trader, Koinly helps automate tracking, calculate tax liabilities, and generate ready‑to‑file reports.

💰 Pricing & Plan Breakdown (2026)

Koinly uses a tiered annual subscription model where you pay based on how many transactions you need to report and the complexity of your activity.

1️⃣ Free Plan

  • $0 per year
  • Track up to 10,000 transactions
  • Unlimited wallets and exchanges
  • View portfolio totals & tax estimates
  • Does NOT include official tax reports for filing
    👉 Best for beginners who want to preview results before paying.

2️⃣ Newbie — $49/year

  • Up to 100 transactions
  • Full tax reports (e.g., capital gains, income summaries)
  • Import wallets/exchanges
  • Smart transfer matching
  • Tax summaries & tax form generation
    👉 Great for casual investors with low trading volume.

3️⃣ Hodler — $99/year

  • Up to 1,000 transactions
  • Includes everything in Newbie
  • Advanced file imports & cost analysis tools
    👉 Ideal for moderate investors and holders.

4️⃣ Trader — ~$179/year

  • Up to 3,000+ transactions
  • All Hodler features
  • Premium tax report options & email support
    👉 Best for frequent traders and active portfolios.

5️⃣ Pro / Custom Solutions — ~$279+

  • For very high volume (10,000+ transactions)
  • Advanced or bespoke reporting options
  • Custom pricing available for institutional users
    👉 Great for power traders or accountants managing multiple clients.

✅ You can start with a free account to import your data and only purchase a paid plan when you’re ready to generate official reports.

🔍 Key Features in 2026

Koinly isn’t just tax reporting — it’s a comprehensive crypto tax & portfolio tool.

📊 1. Automated Transaction Syncing

Koinly connects to 900+ exchanges and wallets via API or CSV uploads. It pulls in trades, transfers, staking rewards, airdrops, DeFi actions, and more automatically and consolidates them for tax calculations.

🌍 2. Global Tax Support

The platform generates localized tax reports for 100+ countries, including the U.S., UK, Canada, Australia, and most of Europe. It follows local cost‑basis methods like FIFO, LIFO, and HIFO where applicable.

📑 3. Ready‑to‑File Reports

Koinly can export standard tax forms such as:

  • IRS Form 8949 & Schedule D (U.S.)
  • HMRC Capital Gains Reports (UK)
  • Local summaries for many jurisdictions
    👉 Export formats include PDF, CSV, and integrations with third‑party tax tools.

📈 4. Portfolio Tracking & Analytics

Even before buying a paid plan, you can use the free tier to:

  • Track holdings across wallets and exchanges
  • See profit/loss and portfolio value
  • Preview tax liabilities before year‑end filing
    👉 Helps you stay on top of your crypto performance throughout the year.

🧠 5. DeFi & NFT Support

Koinly tracks complex DeFi interactions (like staking, liquidity pool activities) and NFT transactions — a must‑have for users engaged in Web3 investing.

✅ Pros (Why Users Like It)

✔️ Huge support for wallets, exchanges, and blockchains (20,000+ assets).
✔️ Easy to use — beginner‑friendly interface.
✔️ Strong tax form support globally.
✔️ Free tier is generous — tracks up to 10,000 transactions.
✔️ Email and chat support in paid plans.

⚠️ Cons / Considerations

🔹 Free plan doesn’t include tax reports — you must buy a paid plan to file.
🔹 High volume portfolios can get pricey.
🔹 Very complex DeFi or cross‑chain setups may still need manual verification.

📌 Final Verdict (2026)

Koinly continues to be one of the top crypto tax tools in 2026, especially for individuals, active traders, and global investors. It combines wide integration support, clear reporting, and flexible pricing, making it suitable for both beginners and more advanced users. Its free tier is a standout feature, letting you preview tax data before commitment.

If you’re serious about managing crypto taxes with minimal manual work, Koinly is worth considering — and most users find it worth the annual fee once they start filing real tax reports.

Read more